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Santosh Radhakrishnan

No 3. The Evolution of Banking Distribution – From Apps to APIs

Before the introduction of technology, banking had always been a face-to-face business. Yet even personal interactions have evolved from happening anywhere to meetings in coffee/tea shops and then hav...

2 h
Banking
Brad Strock

Make debit cards add up for your bank

For consumers around the world, debit cards have long been a mainstay of the payments experience. But have you ever considered how this basic banking staple could help you drive growth? From novel con...

18 Jan 2024
Banking
Fatemeh Nikayin

The Next Phase for LLMs for RegTech and Payments

The integration of large language models (LLMs) like GPT-4 in regulatory technology (RegTech) and payment systems marks a new era in the financial sector. With their advanced language processing capab...

17 Jan 2024
Payments strategies 2015-2020-2030
Santosh Radhakrishnan

No 2. The Evolution of Core Banking Technology – From Mainframes to Beyond Cloud

To understand why coreless banking is such a paradigm shift, we must travel back in time and track the evolution of banking channels, products and services. Let’s rewind 60 years to a world before cor...

17 Jan 2024
Banking
Raktim Singh

Machine Customer : The awesome power of technology

Machine Customer refers to software programs, autonomous devices, or both that act as actors engaging in transactions such as purchasing goods and services on behalf of humans or other machines. In co...

17 Jan 2024
Business
Sergiy Fitsak

The Biggest Payments Industry Trends of 2024 (and How to Implement Them Now!)

Emerging Digital Payment Trends As we usher in 2024, the payments industry stands on the threshold of a new era, marked by an accelerated pace of innovation. This dynamic landscape is a testament to t...

11 Jan 2024
Banking Strategy, Digital and Transformation
Anish Kapoor

Corporate Payments in 2024: APP fraud, ISO 20022-readiness and generative AI

The start of a new year is a natural time to consider what lies ahead. Here, we look at four key themes in corporate payments: Authorised Push Payment (APP) fraud, operational resilience, generative A...

11 Jan 2024
Finextra site news
Priya Kumari

The Resilience of Credit Unions: Shaping the Future of Consumer Loans

Introduction While credit unions have experienced a slight slowdown in growth, they have proven to be more resistant to market fluctuations compared to banks. Despite facing challenges, credit unions ...

11 Jan 2024
Banking
Joris Lochy

The Art of Checkout: Digital and Physical Shopping Experiences

Every business inevitably engages in a checkout journey. In B2B contexts with low-volume but high-value transactions, this can be a lengthy, manual process. Nevertheless, the same three key steps can ...

10 Jan 2024
Payments strategies 2015-2020-2030
Raktim Singh

On Demand Pay

"On-demand pay" allows employees to request a portion of their compensation before the next pay period. This is especially beneficial for personnel who may encounter unanticipated financial ...

10 Jan 2024
Banking
Sarah-Jayne Martin

Making accounts receivable the CFOs secret weapon

All too often the finance function is seen solely as a back-end department. The role of the accounts receivable (AR) team is to process invoices – ensuring that they are paid on time and following up ...

10 Jan 2024
Financial Transformation
Megan Harrison

Three ways Open Banking can benefit travel money businesses

Open Banking is shaking up the fintech and payments world, no doubt you've heard of it. It's a framework that enables banks and financial institutions to securley share financial data with other regul...

10 Jan 2024
Open Banking

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