Profile
Location
London
Member since
2023

Santosh's blog archive

2024 (3)
Santosh Radhakrishnan
Accolade: Blog group founder

Santosh Radhakrishnan

Chief Commercial Officer at XYB by Monese
Message Message me Posts: 3 Comments: 0
Bio A successful entrepreneur, intrapreneur, active investor and business growth executive. With over 20 years of experience in the FinTech and information technology industry, Santosh helps banks, non-banks and banking ecosystem partners thrive, grow and execute through harnessing digital-led banking services and technologies. Career History As a global technology executive with strong management experience, Santosh works with businesses advising FinTechs to grow. scale and strategize, implementing core banking, finance and risk transformations, as well as end-to-end enterprise solutions for financial institutions across international markets.

Blogs

Banking

No 3. The Evolution of Banking Distribution – From Apps to APIs

2 h

Before the introduction of technology, banking had always been a face-to-face business. Yet even personal interactions have evolved from happening anywhere to meetings in coffee/tea shops and then having dedicated branches where banking happened in person with physical money. At this point, everything was recorded in paper ledgers till as late as ...

Banking

No 2. The Evolution of Core Banking Technology – From Mainframes to Beyond Cloud

17 Jan 2024

To understand why coreless banking is such a paradigm shift, we must travel back in time and track the evolution of banking channels, products and services. Let’s rewind 60 years to a world before core banking when the first computer was used to automate paper ledgers. In 1959, Barclays was the first bank to buy an electronic computer, an Emidec ...

Banking Architecture

No 1. Unveiling Coreless Banking - The Future of Banking.

09 Jan 2024

Over the next few weeks, I will provide a definitive guide to the next evolution of banking technology – Coreless Banking. Amid a period of unprecedented digital and technological transformation, fast-changing consumer, business and market demands, and regulatory challenges, banks face a dilemma. At the heart of any bank sit several core banking s...