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David Hensley

What 2024 could mean for the cash industry

The outlook for the cash industry in 2024 is a complex tapestry woven with threads of decline, resilience, and potential adaptation. Here are some key things to watch out for: Continued Decline: Cash...

03 Jan 2024
Imagine a world without cash
Sergiy Fitsak

Maximizing Profit Potential: Essential Considerations for P2P Payment App Development in 2024

The Emergence of P2P Apps In our tech-driven world, convenience reigns supreme. Peer-to-peer (P2P) payment applications offer a user-friendly and streamlined solution for transferring money to others ...

28 Dec 2023
Banking Strategy, Digital and Transformation
Tareq Shaheen

Are virtual wallets the future of payments?

With the ‘wallet wars’ being waged over recent months, there has been much talk of virtual wallets becoming a vital part of the payments system. Whether a digital wallet (which links to a payment card...

28 Dec 2023
David Hensley

Cash in 2023: A Mini-Renaissance Amidst Digital Domination

2023 witnessed a curious phenomenon in the world of payments: cash made a comeback. After a decade of steady decline, the use of coins and notes saw a slight increase, defying predictions of a fully c...

27 Dec 2023
Imagine a world without cash
Zain Saidin

Real-Time Payments in the Regulatory Landscape

Real-time payments are driving digital transformation and have become a key focus area for financial services across industries. As businesses continue to invest in tools to improve customer experienc...

21 Dec 2023
John Bertrand

Reimbursement of APP Scams: Boost for consumers/SMEs

The Payment Systems Regulator issued Specific Requirement 1 on the Faster Payments Scheme Operator (Pay.UK) to insert APP scam reimbursement into Faster Payments. The timetable as follows: Action Fina...

21 Dec 2023
Banking Strategy, Digital and Transformation
Kalin Kalinov

The Rise of Crypto in Everyday Transactions: Beyond Investment

Satoshi Nakamoto, the pseudonymous Bitcoin inventor and developer, published the white paper "Bitcoin: A Peer-to-Peer Electronic Cash System" in 2009. In it, Nakamoto presented an idea for a...

21 Dec 2023
Bitcoin payments
Austin Talley

Saving Patient Lives: The Critical Role of Fintech in Modern Healthcare

The healthcare sector is experiencing a pivotal moment, where enhancing the patient payments experience is as crucial as delivering top-notch medical care. A compelling 90% of consumers assert that th...

20 Dec 2023
Sergiy Fitsak

Top 7 Fintech Trends Predicted for 2024

The payments industry's ever-evolving nature blends innovation and change, traversing various paths at an unparalleled speed. Enterprises and consumers have markedly shifted away from physical curren...

20 Dec 2023
Banking Strategy, Digital and Transformation
Abhinav Paliwal

How to Choose the Best Payment Method: QR Payment vs. Tap and Pay

The diversity of payment options has changed dramatically in the fast-paced world of digital transactions. Two popular rivals have emerged among the different choices available: QR Payment and Tap and...

19 Dec 2023
Finextra site news
Roberto Garavaglia

The silent revolution of fees, but what fees?

From Canada and the United States to the United Kingdom, a wave of changes in the Interchange Fees for Visa and Mastercard card payments promises to rewrite the rules of the game. But what exactly are...

18 Dec 2023
Henning Holter

Driving towards in-car payments

One of the areas gaining considerable attention in the automotive industry is in-car payments. Many industry observers categorize potential applications into three main use cases, each offering a uniq...

18 Dec 2023
Fintech

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