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Priya Kumari

The Resilience of Credit Unions: Shaping the Future of Consumer Loans

Introduction While credit unions have experienced a slight slowdown in growth, they have proven to be more resistant to market fluctuations compared to banks. Despite facing challenges, credit unions ...

11 Jan 2024
Banking
Raktim Singh

Democratized AI

What is Democratized AI: The democratization of artificial intelligence entails universal access to AI. Put simply, open-source datasets and tools, which were created by prominent corporations , requ...

11 Jan 2024
Artificial Intelligence
Mantvydas Štareika

Alternative sources of finance should support SMEs

Small and medium-sized enterprises, SMEs, make up 99% of all European companies and are the backbone of the EU economy, as they account for the vast majority of growth in the labor market. Despite tha...

11 Jan 2024
Steve Wilcockson

Niklaus Wirth, and How Financial Computing Can Help Save The Planet

More than a few computing luminaries have sadly passed over recently, unsurprising given many pioneers from the fifties, sixties, and seventies reaching end of life. One who caught my eye was Niklaus ...

11 Jan 2024
Capital Markets Technology
Boris Bialek

Transforming Financial Institutions for Quicker Settlement Cycles

On the 28th of May, 2024, the Securities and Exchange Commission (SEC) in the United States will implement a pivotal change in the securities trading sector: moving to a T+1 settlement cycle. Thi...

11 Jan 2024
Artificial Intelligence and Financial Services
Nick Sime

Risk Model Development – The Next Generation

In the world of financial services where risk management is paramount, we’ve all seen artificial intelligence and machine learning rapidly transforming the landscape. In fact, a recent survey by the ...

11 Jan 2024
Artificial Intelligence and Financial Services
Craig Farley

Customer Experience trends in 2024: meeting evolving expectations

The landscape of brand-customer relationships has shifted dramatically over the past few years, and there’s no question that customers today wield unprecedented power in this space, demanding more tha...

11 Jan 2024
Banking Strategy, Digital and Transformation
Janine Grainger

Crypto ETFs have been approved - a simple guide to what it means for investing in crypto and beyond…

Listening to the news, the U.S. Securities and Exchange Commission (SEC)’s approval of a Bitcoin spot exchange traded fund (ETF) has widely been lauded as ‘the legitimisation’ of Bitcoin and other cry...

11 Jan 2024
Ken Wan

Harnessing the Power of Monetary Oversight to Tackle Sophisticated Financial Fraud

Thank you to technological advances, it is becoming increasingly convenient for consumers to carry out online transactions, such as online purchases and money transfers by clicking on a link or using ...

11 Jan 2024
Banking
Joris Lochy

The Art of Checkout: Digital and Physical Shopping Experiences

Every business inevitably engages in a checkout journey. In B2B contexts with low-volume but high-value transactions, this can be a lengthy, manual process. Nevertheless, the same three key steps can ...

10 Jan 2024
Payments strategies 2015-2020-2030
Raktim Singh

On Demand Pay

"On-demand pay" allows employees to request a portion of their compensation before the next pay period. This is especially beneficial for personnel who may encounter unanticipated financial ...

10 Jan 2024
Banking
Sarah-Jayne Martin

Making accounts receivable the CFOs secret weapon

All too often the finance function is seen solely as a back-end department. The role of the accounts receivable (AR) team is to process invoices – ensuring that they are paid on time and following up ...

10 Jan 2024
Financial Transformation

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