This new partnership combines the unique bank verified identification of OneID® with the transformative real-time consumer credit insights of AperiData that power instant, responsible and ethical credit decisions.

“We are excited at the possibilities that will be unlocked for many sectors by working together to offer a powerful blend of AperiData’s real-time financial and risk insights with OneID’s innovative customer authentication capabilities”. Stephen Ashworth – CEO AperiData.

Both companies share in the goal of creating simplicity and security for the customer, combining ID capabilities with the risk insights provided by open banking to enable customers to know the consumer, as well as understanding the consumer’s financial position. Real-time identity checks combined with real-time affordability checks achieves exactly this, enabling lenders to make quick and fair decisions, giving both the company and consumer more confidence, they are making the right decision.

This type of collaboration is not just limited to income verification, having widespread use-cases that include automated direct debit set-up/reinstatement, enhanced employee screening process and ethical gambling.

“A partnership with Aperidata is a natural fit for OneID. Bringing the power of bank-verified digital identity together with AI-powered real time credit analysis gives our joint customers a better way to support their customers with their credit decision-making.

As a BCorp, that aims to make the world a safer place, we are delighted to be working with a partner that holds similar values”. Stuart Kempster – Chief Product Officer, OneID®