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Getting to common ground According to the Oxford dictionary, sustainability is: The avoidance of the depletion of natural resources in order to maintain an ecological balance. This definition often ta...
As U.S. small businesses strive to carefully manage their finances and overhead, they should look to community and regional bank partners for innovative financial products. Local bankers serving loca...
Economic slowdown? With rising interest rates, bank executives share their concerns about an economic slowdown. Recent headlines in the American Banker reinforce this sentiment: Big-bank CEOs warn ...
Defining a business partner A true business partner displays certain characteristics that define the relationship more tightly than the usual vendor-customer connection. True business partners will: ...
Revenue pressure grows Bankers are under relentless financial pressure now accelerated by the economic slowdown, regulatory attention to overdraft charges, and decisions by larger banks to waive opera...
Wide-spread acceptance of chat-enabled support and instructional YouTube videos combine with an acute shortage of skilled employees to open the gates for video teller offerings. And the pandemic just ...
The growth of digital changing banking relationships Digitalization and rising consumer expectations serve to accelerate banks’ adoption of new financial wellness offerings. For most institutions, com...
According to the BAI Outlook report, the greatest business challenges for bankers in 2022 is improving the digital experience and new customer acquisition. Only 9% of bankers describe their digital cu...
Approval uncertainty reigns Financial institution merger transactions are complex and challenging to complete even in the best of times. Mix in the current environment of regulatory delay and uncertai...
BaaS defined Innovative firms looking to offer traditional banking products create remarkable opportunities for traditional banks seeking additional revenue streams and partnerships. While fintechs, ...
As bank executives fight declining margins and competitive pressures, community and regional bankers must seek ways to retain customers, deepen relationships, and attract new customers. Innovative new...