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A few months ago, the Australian banking consortium BPAY announced the cancellation of its promising and well funded account portabilty MAMBO. What does this mean for the even more audacious plans for...
The Atlanta Federal Reserve's Cindy Merritt -- assistant director of the Retail Payments Risk Forum -- offers a refreshing, plain talking critique of the PCI-DSS regime. She goes to the heart of the m...
Visa's digital wallet seems to take a different path from 3D Secure. If it's "digital" I wonder if it's interoperable online and how might it work over Internet? The digital wallet will stor...
It's been over a week and a zillion blog posts and tweets have already circulated about the PlayStation Network breach. Yet one security issue has yet to be canvassed. I'm more than a little surpris...
RSA's public response to the compromise of its famous SecurID One Time Password is curious. On the one hand, it's admirable to have disclosed that they've been 'hacked'; on the other hand, their pu
The National Strategy for Trusted Identities in Cyberspace (NSTIC) released by the Whitehouse last month, is a proposal for a new “ecosystem” of diverse Internet IDs. It is the latest incarnation of...