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The Buy Now Pay Later (BNPL) market is seeing remarkable levels of growth, and this growth is projected to continue for years to come. By 2024 the market is expected to grow 181% and to account for 13...
After more than a year of great uncertainty due to the coronavirus pandemic, the biggest driver of change for community banks now will likely come from customer behavior. The shift towards digital ba...
As banking becomes more commoditized, differentiation becomes ever more critical. Regional and community banks can separate from the pack and create competitive advantage by leveraging available data ...
Robotic Process Automation (RPA) within the banking industry has evolved from a futuristic discussion at trade shows to a robust enabling technology; one that lowers operating expense and raises produ...
In the digital age, technology is a prime driver of bank success. Since the start of the pandemic, more consumers are using self-service banking and digital communications in preference to in-branch s...
Community banks face a bewildering array of challenges. New technologies are redefining what’s possible, larger banks are investing heavily in customer engagement initiatives and COVID-19 has accelera...
It’s a common sight these days across the banking trade publications: headlines of bank branch closings – whether through consolidation, sale, or outright closures. And industry research supports this...
Financial services firms have performed admirably in helping small businesses with loans secured by the federal government in support of the Paycheck Protection Program (PPP) of the CARES Act. So how ...
According to a recent American Banker article, “The Covid-19 era has given all banks a greater sense of urgency to reduce their overhead costs, and that urgency could jump-start merger discussions. L...
In today’s times of economic stress – driven and accentuated by the effects of the Covid-19 Pandemic – financial inclusion has become ever more important. Financial inclusion addresses society’s need ...