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Raktim Singh

Panoptic Personalization in Banking

Across the globe, each household does financial transactions almost daily. It's part and parcel of every family's life. Though a large population is still unbanked, many families have used banking ser...

20 h
Banking Strategy, Digital and Transformation
Raktim Singh

Biometric in banking

Recent years have witnessed a significant increase in the level of banking inclusion. In 2022, around 70% of the population had access to a bank account, up from ~40% a decade earlier, according to th...

19 Jan 2024
Biometrics
Raktim Singh

Machine Customer : The awesome power of technology

Machine Customer refers to software programs, autonomous devices, or both that act as actors engaging in transactions such as purchasing goods and services on behalf of humans or other machines. In co...

17 Jan 2024
Business
Raktim Singh

Why 'Agile and Adaptive Banking' is the only survival mantra.

The banking industry is characterized by constant change, and adapting is crucial for capitalizing on opportunities and minimizing risks. The increasing demand for real-time information is causing a c...

12 Jan 2024
Banking
Raktim Singh

Democratized AI

What is Democratized AI: The democratization of artificial intelligence entails universal access to AI. Put simply, open-source datasets and tools, which were created by prominent corporations , requ...

11 Jan 2024
Artificial Intelligence
Raktim Singh

On Demand Pay

"On-demand pay" allows employees to request a portion of their compensation before the next pay period. This is especially beneficial for personnel who may encounter unanticipated financial ...

10 Jan 2024
Banking
Raktim Singh

What is Financial Inclusion

Financial inclusion is providing access to financial services on an equitable and universal basis. Financial inclusion comprises a sequence of processes by which individuals and organizations can acqu...

05 Jan 2024
Financial Inclusion
Raktim Singh

Why Do We Need Strong Resilient Financial System

Resilience is a process and an outcome of effectively adjusting to life's challenges and adversities, specifically through the exhibition of mental, emotional, and behavioral flexibility, as well as t...

02 Jan 2024
Financial Risk Management

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