Profile
Location
Amsterdam
Member since
2022

Esther's blog archive

2023 (1) 2022 (1)
Esther Groen

Esther Groen

Head of Payment Consultancy at Icon Solutions
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Blogs

Banking

Why Banks Need to Decouple Their Payments Processing Value Chain

14 Sep 2023

The traditional payments processing model for account-based payments is under unprecedented strain amid diminishing profit margins, increasing competition from fintechs, and rising costs. These challenges are only set to compound in a fragmented ecosystem marked by economic and geopolitical uncertainty, increasing regulatory demands, and rapidly e...

Fintech

Competition in payments: The rise of A2A payments and the role of regulation

16 Dec 2022

Innovation is enabling new types of payments and creating a truly dynamic ecosystem. Yet in order to create a market where new schemes like account-to-account payments can compete, regulation must play a central role. Payments modernisation is a hot topic right now—and for good reason. New and innovative digital payment technologies and instruments...